RCAP Solutions is a comprehensive and complex 501(c)(3) non-profit corporation.  With its headquarters in Worcester, a corporate office in Gardner, and additional offices and staff located throughout the northeast and Puerto Rico, RCAP offers many diverse and supportive programs and services, which are divided into four key areas:

• The Client Resources Division works with eligible individuals and families in Massachusetts to provide a wide range of affordable housing, homelessness prevention, workforce development, family unification and self-sufficiency services.

• The Community Resources Division supports the Northeastern United States, Puerto Rico and the U.S. Virgin Islands to promote public, environmental and economic health by providing consulting, planning, financing, build-out oversight, regulatory and compliance oversight, management and operational support for a wide range of community development and infrastructure projects.

• The Real Estate Division oversees the operations of our residential rental properties as well as development activity, to its properties located in Central Massachusetts.  The Company’s portfolio currently includes ten affordable housing projects with a total of 362 units.

• RCAP Solutions Financial Services, Inc. is a subsidiary of RCAP Solutions, and a CDFI certified tax exempt organization.  Our Financial Resources Division serves as an alternative lender, dedicated to making loans to homeowners and small businesses not eligible for loans through the traditional resources.  Loans are made primarily in Central Massachusetts with funds received from governmental agencies to promote a variety of loan programs.